Whether you’re looking to us to partner with you to achieve a specific goal, a more comprehensive plan—or both, depending on your life stage, we can guide you in the planning process that fits your needs, at no additional fee for either approach.
Our holistic, customized plans begin by understanding all aspects of a client’s financial life. Through detailed discussions and collaboration, we help our clients quantify aspirations and build an actionable plan to achieve their short-term and long-term goals.
Sound estate planning can aid in the prudent management of your assets as you age, as well as the seamless and efficient transfer of wealth to your loved ones or other intended beneficiaries. We understand that every person has their distinct goals and values require a customized approach to estate planning. Our mission is to understand these goals and values and provide proper advice to help our clients implement their plan.
Careful consideration should be given to the preparation of the fundamental estate planning documents such as wills, trusts, durable powers of attorney for financial purposes, medical powers of attorney, living wills/directives to physicians, etc.
For our clients who have estates that require consideration of the impact of the estate and gift tax laws on their estate, we offer strategic tax planning to help mitigate the potential burden of these taxes on the estate and the future beneficiaries of the estate.
For individuals and families with philanthropic aspirations, charitable giving is an integral part of their estate plan. We offer our clients guidance on charitable giving options, such as establishing donor-advised funds, charitable remainder trusts, and private foundations.
Protecting your assets from potential risks and creditors is a key aspect of estate planning. We often visit with our clients regarding different asset protection strategies that can be utilized to safeguard wealth and ensure its preservation for future generations.
Tax planning is an essential component of financial management, aimed at minimizing tax liability and maximizing wealth.
Key Tax Planning Strategies
Several tax planning strategies we commonly use to optimize clients’ tax situations: (rollover each strategy to learn more)
- Roth Conversions
- Distribution Planning
- Charitable Contributions
Roth Conversions
Converting traditional IRA or 401(k) funds to a Roth IRA can result in tax-free withdrawals in retirement. We assess the timing and tax implications of conversions to optimize long-term benefits.
Distribution Planning
We consider the timing of distributions to help clients achieve tax efficiency while funding their retirement goals. In both distribution planning and Roth conversions, we can also consider your Modified Adjusted Gross Income (MAGI) to plan for health care premium costs.
Charitable Contributions
Donating to qualified charitable organizations can provide significant tax deductions. We help clients maximize these benefits by advising on donation timing, amounts, and the use of donor-advised funds and qualified charitable distributions.
- 2025 Annual Limits
- Social Security Fairness Act
- 2024 Annual Limits
- 2023 Tax Updates
- Education Planning
- Health Savings Account Basics
- Dementia – Financial Tips
- Duties of an Executor
- Estate Planning Basics
- The ABCD’s of Medicare
- Social Security Basics
- 72(t) Distributions
- Net Unrealized Appreciation (NUA)
- Qualified Charitable Distributions
- RMD Strategies
- Cyber Security & Fraud Tips
- SECURE Act 2019
- SECURE Act 2.0
